Get the best payday loan rates quickly and easily.

Compare payday loan rates from top lenders and apply online with one simple application.

  • Loans from 100 to 10,000 USD
  • With any credit history
  • No service fee
Loan Amount:
$2,000

$2,000

$100 $10,000
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Payday loans may seem like a quick solution to an emergency cash need, but they can be costly. Learn more about the risks associated with payday loans and find out what other options you have available. Get informed before you make a decision so you're able to make an informed decision.

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Featured
Logo AmOne
Reviews

2,014 USD

Total repayable

8.68%

Interests (APR)

2,014 USD

Per month

Apply now

AmOne

AmOne is a company that works to guide people through every step of the personal loan process by simplifying the process and connecting them with lenders that are able to offer competitive rates.

Company:

AmOne, 950 Tower Lane, 6th Floor, Foster City, CA 94404

1-800-781-5187

Benefits:

  • No credit score check
  • Credit calculators on site
  • Loans without collateral

Drawbacks:

  • Lenders tend to call customers

APR Example

$20,000 loan for a 5 year term at 7.39% interest rate with a 3% origination fee. You would receive $19,400 ($20,000 less the $600 origination fee) and would make 60 monthly payments of approximately $399.71 which equates to an APR of 8.68%. The total cost of the loan would be $23,982.86.

Logo Opploans
Reviews

2,098 USD

Total repayable

59%

Interests (APR)

2,098 USD

Per month

Apply now

Opploans

Opploans is a financial services company that provides short-term loans of $500 to $4,000 with loan terms of 9 to 18 months and an APR range of 59% to 160%. It operates in 37 states and D.C. and was founded in 2012. Opploans features include no credit score needed to apply, no origination or additional fees, online application process, quick approvals, no prepayment penalty, and reports to all three major credit bureaus.

Company:

Opportunity Financial, LLC
130 E Randolph St, Suite 1650 Chicago, IL 60601

(800) 990-9130

Benefits:

  • No credit score needed to apply
  • No origination or additional fees
  • Online application process

Drawbacks:

  • Unfavorable APR rates
  • Not accessible in all states
  • Limited availability in certain areas
Logo Personal Loans™
Reviews

2,020 USD

Total repayable

12%

Interests (APR)

2,020 USD

Per month

Apply now

Personal Loans™

Every day, Personal Loans™ helps people search for a personal loan from our network of lenders and in other third-party lender networks we use. If no lender offers you a loan, you may be presented with an offer for debt relief, credit repair, credit monitoring or other similar services.

Company:

PersonalLoans.com 560 E 200 North, Suite 18 Roosevelt, Utah 84066

Monday to Friday, 6am to 7pm PST

1-800-772-2274

Benefits:

  • Simple and straightforward
  • Get funding fast
  • Directly to your account
  • Competitive Rates

Drawbacks:

  • Not a direct lender

APR Example

APR range for lenders in Personal Loans™ network can generally range from 5.99% to 35.89%, with loan terms from 61 days to 96 months.

Logo LoanPioneer
Reviews

2,050 USD

Total repayable

29.82%

Interests (APR)

2,050 USD

Per month

Apply now

LoanPioneer

We have been made aware that consumers have been contacted by companies claiming to be us. Please be aware that we do not call customers and we never ask you to pay a fee/deposit to get a loan. If you have been contacted by someone that claims to be us, please email us or contact the Online Lenders Alliance Hotline at 1-866-299-7585 immediately.

Company:

1321 Upland Dr. Ste 6458. Houston TX 77043

1-866-299-7585

Logo Credible
Reviews

2,019 USD

Total repayable

11.51%

Interests (APR)

2,019 USD

Per month

Apply now

Credible

Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs. Best of all, Credible is completely free!

Company:

Credible Operations, Inc.

866-540-6005

Benefits:

  • Rates from 4.99% APR
  • Loan amounts from $1,000 to $100,000
  • Compare rates from multiple lenders
  • Checking rates won’t affect your credit

APR Example

For a loan of $10,000 with a three year repayment period, an interest rate of 7.99%, a $350 origination fee and an APR of 11.51%, the borrower will receive $9,650 at the time of loan funding and will make 36 monthly payments of $313.32. Assuming all on-time payments, and full performance of all terms and conditions of the loan contract the borrower will pay a total of $11,279.43.

Logo SoFi
Reviews

2,025 USD

Total repayable

14.95%

Interests (APR)

2,025 USD

Per month

Apply now

SoFi

Are you paying more than 20% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.

Company:

SoFi Lending Corp
PO Box 734297
Dallas, TX 75373-4297

Mon–Thu 4am–9pm PT
Fri–Sun 4am–5pm PT

(855) 456-SOFI (7634)

Benefits:

  • No origination fees
  • No pre-payment fees
  • Community Benefits
  • Checking your rate will not affect your credit score

Drawbacks:

  • Not all applicants qualify for the lowest rate
Logo Rise Credit
Reviews

2,100 USD

Total repayable

59.9%

Interests (APR)

2,100 USD

Per month

Apply now

Rise Credit

Rise Credit is a loan provider founded in 2014 that offers loan amounts from $1,000 to $5,000 with terms ranging from 4 to 36 months and an APR range of 59.9% to 299%. It operates in 25 states and considers applicants with a minimal credit score of 500. It features no application fee, no prepayment fee, and loan options with no origination fee. Funding is available within 3 business days.

Company:

RISE
4150 International Plaza Suite 300 Ft. Worth, TX 76109 USA

(866) 580-1226

Benefits:

  • No application fee
  • No prepayment fee
  • Loan options with no origination fee

Drawbacks:

  • High-value loan offers
  • Attractive financing options
  • Flexible repayment plans
Logo Prosper
Reviews

2,013 USD

Total repayable

7.95%

Interests (APR)

2,013 USD

Per month

Apply now

Prosper

Prosper is a 15-year-old lending company that offers loans ranging from $2,000 to $40,000 with terms of three or five years and an APR range of 7.95% to 35.99%. It operates in all 50 states and has a minimal credit score requirement of 640. It features flexible payment dates, fixed rates, joint loan option, quick application process, and loans without collateral.

Company:

Prosper Funding LLC
221 Main Street, Suite 300, San Francisco, CA 94105

(866) 615-6319

Benefits:

  • Flexible payment dates
  • Quick application process
  • Fixed rates and joint loan option

Drawbacks:

  • Payment terms are not adjustable
  • Prices significantly increased due to additional charges
Logo Avant
Reviews

2,017 USD

Total repayable

9.95%

Interests (APR)

2,017 USD

Per month

Apply now

Avant

Avant is a lending company founded in 2012 that offers loan amounts from $2,000 to $35,000 with terms ranging from 24 to 60 months and an APR range of 9.95% to 35.99%. It operates in 44 states (and Washington, DC) and accepts applicants with a minimal credit score of 640. It features no prepayment fee, fast funding within 3 business days, and accepts applicants with fair credit.

Company:

Avant LLC
222 N. La Salle St., Suite 1700 Chicago, IL 60601 USA

(800) 712-5407

Benefits:

  • No prepayment fee
  • Accepts applicants with fair credit
  • Fast funding within 3 business days

Drawbacks:

  • Late fee of $25
  • APRs up to 35.99%
Logo Lendingtree
Reviews

2,002 USD

Total repayable

0.99%

Interests (APR)

2,002 USD

Per month

Apply now

Lendingtree

LendingTree is an online loan marketplace founded in 1996 that offers loan amounts from $1,000 to $50,000 with loan terms from 24 to 144 months and an APR range from 0.99% to 35.99%. It operates in all 50 states and requires a minimum credit score of 600. It features a fully online application process, financial advice from the website, an excellent mobile app, and no fees for using its services.

Company:

LendingTree, LLC
1415 Vantage Park Drive Suite 700 Charlotte, NC 28203

800-505-7916

Benefits:

  • Receive financial advice from the website
  • Experience a fully online application process
  • No fees for using LendingTree services

Drawbacks:

  • Making fees more transparent
  • Comparing fees from different lenders
  • Ensuring you get the best deal possible
Logo LendingPoint
Reviews

2,017 USD

Total repayable

9.99%

Interests (APR)

2,017 USD

Per month

Apply now

LendingPoint

LendingPoint is a trusted online lender that offers personal loans of up to $36,500 with terms of two to five years and competitive APRs ranging from 9.99% to 35.99%. They accept applicants with minimal credit scores of 580 and offer same-day approval and funding the following day. They operate in 41 states (and Washington, DC) and have been in business since 2014. They also offer features such as quick turnaround on quotes, no additional costs for origination, and same-day approval of applications.

Company:

LendingPoint LLC
1201 Roberts Blvd Suite 200 Kennesaw, GA 30144

888-969-0959

Benefits:

  • Quick turnaround on quotes
  • No additional costs for origination
  • Same-day approval of applications

Drawbacks:

  • Unsecured loans without co-signers
  • Reporting payments to major credit bureaus
Logo Ace Cash Express
Reviews

2,152 USD

Total repayable

91%

Interests (APR)

2,152 USD

Per month

Apply now

Ace Cash Express

Ace Cash Express is a financial services provider founded in 1968 that offers accessible small loans between $50 and $2,000 with loan terms of 1 to 3 months and an APR range of 91% to 662%. They operate in 23 states and have a minimal credit score requirement of any. They offer quick and easy online applications, cash withdrawals in-store, and the option to cancel the loan within 72 hours.

Company:

Populus Financial Group, Inc.
300 E. John Carpenter Fwy, Ste. 900, Irving, Texas, 75062

(866) 223-2274

Benefits:

  • Option to cancel loan within 72 hours
  • Quick and easy online application
  • Cash withdrawals available in-store

Drawbacks:

  • Loan amounts vary by state
  • APRs are high
  • Not all loans are offered in all states
Logo Upstart
Reviews

2,011 USD

Total repayable

6.53%

Interests (APR)

2,011 USD

Per month

Apply now

Upstart

Upstart is a lending company founded in 2012 that offers loans of $1,000 to $50,000 with terms of 36 to 60 months and APRs ranging from 6.53% to 35.99%. It operates in 49 states (and Washington, DC) and considers applicants with fair credit (minimal credit score of 620). It features low APRs to qualified borrowers and no prepayment fee.

Company:

Upstart Network, Inc.
Upstart Operations Dept. P.O. Box 1503 San Carlos, CA 94070

(855)-438-8778

Benefits:

  • No prepayment fee
  • Low APRs to qualified borrowers
  • Consideration of applicants with fair credit

Drawbacks:

  • Late fee of $15
  • APRs up to 35.99%
Logo Advanceamerica
Reviews

2,239 USD

Total repayable

143.29%

Interests (APR)

2,239 USD

Per month

Apply now

Advanceamerica

AdvanceAmerica is a financial services company founded in 1997 that offers short-term loans of $100 to $5,000 with loan terms of 1 to 18 months and an APR range of 143.29% to 688.28%. They accept applicants with minimal credit scores of 300 and operate in 29 states. They also feature no prepayment fees and fast funding within 3 business days.

Company:

AARC LLC
135 N Church St Spartanburg, SC 29306 USA

(844) 562-6480

Benefits:

  • No prepayment fee
  • Accepts applicants with fair credit
  • Fast funding within 3 business days

Drawbacks:

  • APR up to 688.28%
  • Does not report to credit bureaus
  • No pre-approval with soft credit pull
Logo Badcreditloans.com
Reviews

2,010 USD

Total repayable

5.99%

Interests (APR)

2,010 USD

Per month

Apply now

Badcreditloans.com

BadCreditLoans.com is a loan provider that offers loans from $500 to $10,000 with loan terms ranging from 3 months to 72 months and an APR range of 5.99% to 35.99%. It is open to borrowers with any credit score and features a quick and easy application process with funds available the next business day.

Company:

Bad Credit Loans
2661 N Pearl St #431 Tacoma, WA 98407

(800) 245-5626

Benefits:

  • Loans from $500 to $10,000
  • Funds available next business day
  • Open to borrowers with bad credit

Drawbacks:

  • Provides loans of up to $10,000
  • High interest rates, depending on the lender
Logo Jora Credit
Reviews

2,275 USD

Total repayable

165%

Interests (APR)

2,275 USD

Per month

Apply now

Jora Credit

Jora Credit is a financial services company founded in 2017 that offers quick and easy online loan applications with no fees associated. They offer loan amounts from $500 to $2,600 with terms ranging from 8 to 30 months and an APR range of 165% to 349%. They are open to borrowers with a minimal credit score of 450 and operate in 11 states. Funds can be received the same day and they offer both installment loans and lines of credit.

Company:

Jora Credit Holdings, LLC
PO Box 8407 Philadelphia, PA 19101

(888)-256-6083

Benefits:

  • No fees associated with the loan
  • Funds can be received the same day
  • Quick and easy online application process

Drawbacks:

  • Not available in all U.S. states
  • May come with higher costs than other lenders
Logo Speedy Cash
Reviews

2,294 USD

Total repayable

176.61%

Interests (APR)

2,294 USD

Per month

Apply now

Speedy Cash

Speedy Cash is a financial services provider founded in 1997 that offers short-term loans of up to $5000 with loan terms of 1-18 months and an APR range of 176.61%-729.82%. They provide quick funding with no credit assessment required and operate in 15 states. They also offer a range of loan options and other features.

Company:

Speedy Cash
3527 N Ridge Rd Wichita, KS 67205 USA

(888) 333-1360

Benefits:

  • Quick funding available
  • Offering a range of loan options
  • No credit assessment required

Drawbacks:

  • Limited loan amounts available
  • High Annual Percentage Rate (APR)
Logo Best Egg
Reviews

2,010 USD

Total repayable

5.99%

Interests (APR)

2,010 USD

Per month

Apply now

Best Egg

Best Egg is an online lender that offers competitive loan amounts from $2,000 to $50,000 with low APR rates ranging from 5.99% to 35.99%. It operates in 47 states and was founded in 2014. It features a simple application process, no penalties for prepayment, and competitive interest rates. It requires a minimum credit score of 700.

Company:

Marlette Funding, LLC
3419 Silverside Road Wilmington, DE 19810 USA

(855) 282-6353

Benefits:

  • Competitive interest rates
  • Low Annual Percentage Rate
  • No penalties for prepayment

Drawbacks:

  • Requires a high credit score
  • Incurs an origination fee
  • Offers competitive interest rates
Logo Loansunder36
Reviews

2,008 USD

Total repayable

5%

Interests (APR)

2,008 USD

Per month

Apply now

Loansunder36

Loansunder36 is a trusted online lender founded in 2014 that offers loan amounts up to $35,000 with APRs of under 36%, no credit score check to view loan offers, and flexible repayment terms up to 72 months. It operates in 44 states (and Washington, DC) and has a minimal credit score requirement of 300.

Company:

LoansUnder36
759 Bloomfield Ave. #244 West Caldwell, NJ 07006

N/A

Benefits:

  • APRs of under 36%
  • Loan amounts up to $35,000
  • Quick and secure online application

Drawbacks:

  • Eligibility requirements vary by lender
  • Not a direct lender, so loan terms cannot be guaranteed
Best
Logo Payoff
Reviews

2,042 USD

Total repayable

24.99%

Interests (APR)

2,042 USD

Per month

Apply now

Payoff

The origination fee helps us cover the costs on our end. In an effort to be transparent, we don’t hide our origination fee bundled inside your loan. It’s the only fee associated with the Payoff Loan and is charged only once, when your loan is issued. Our Origination Fees range between 0% and 5% Your repayment terms will depend on your APR and loan term. Example: A loan of $16,000 at 10.99% APR will have a monthly payment of $407 for 48 months.

Company:

1700 Flight Way Tustin, CA 92782

Mon-Fri: 6am-7pm (PST) Sat-Sun: 6am-4pm (PST)

1-800-878-0901

APR Example

The first step to financial wellness is taking control of your credit card debt. The Payoff Loan gives you the power to reduce multiple high-interest payments into one low-rate monthly payment.

Logo 5kfunds
Reviews

2,010 USD

Total repayable

5.99%

Interests (APR)

2,010 USD

Per month

Apply now

5kfunds

5kfunds is an online lender that offers competitive interest rates and loan amounts starting at $2,000 with no minimum credit score required. They offer loan terms up to 72 months and an APR range from 5.99%. They have a simple application process and no penalties for prepayment. 5kfunds was founded in 2012 and operates in 44 states.

Company:

Warmest Dear, LLC
1223 Wilshire Blvd, #852, Santa Monica, CA 90403-5400

N/A

Benefits:

  • Competitive interest rates
  • Loan amounts starting at $2,000
  • Low Annual Percentage Rate
  • No penalties for prepayment
  • Simple application process

Drawbacks:

  • Not available in NY, CT, VT, WV, AK, and GA
  • No online chat feature
  • No toll-free helpline for assistance