Compare installment loans

Get the funds you need fast with an installment loan and make affordable monthly payments.

  • Loans from 1000 to 100,000 USD
  • With any credit history
  • No service fee

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Loan Amount:
$10,000

$10,000

$1,000 $100,000
Loan term:
5 Years

5 Years

1 Year 15 Years
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Featured
Loan Amounts: up to $50,000
Loan Terms: 12-84 months
Availability: All 50 states
No Credit Check:
ARP Range: 3.99% - 35.99%
Min. Credit Score: N/A
Founded:: up to 5 days
Broker:
Apply now

AmOne

AmOne is a company that works to guide people through every step of the personal loan process by simplifying the process and connecting them with lenders that are able to offer competitive rates.

Company:

AmOne, 950 Tower Lane, 6th Floor, Foster City, CA 94404

1-800-781-5187

Benefits:

  • No credit score check
  • Credit calculators on site
  • Loans without collateral

Drawbacks:

  • Lenders tend to call customers

APR Example

$20,000 loan for a 5 year term at 7.39% interest rate with a 3% origination fee. You would receive $19,400 ($20,000 less the $600 origination fee) and would make 60 monthly payments of approximately $399.71 which equates to an APR of 8.68%. The total cost of the loan would be $23,982.86.

Loan Amounts: $1.000-$35,000
Loan Terms: 3-72 months
Availability: field 5
No Credit Check:
ARP Range: 5.99%-35.99%
Min. Credit Score: field 4
Founded:: feild 666
Broker:
Apply now

Personal Loans™

Every day, Personal Loans™ helps people search for a personal loan from our network of lenders and in other third-party lender networks we use. If no lender offers you a loan, you may be presented with an offer for debt relief, credit repair, credit monitoring or other similar services.

Company:

PersonalLoans.com 560 E 200 North, Suite 18 Roosevelt, Utah 84066

Monday to Friday, 6am to 7pm PST

1-800-772-2274

Benefits:

  • Simple and straightforward
  • Get funding fast
  • Directly to your account
  • Competitive Rates

Drawbacks:

  • Not a direct lender

APR Example

APR range for lenders in Personal Loans™ network can generally range from 5.99% to 35.89%, with loan terms from 61 days to 96 months.

Loan Amounts: Amount
Availability: All 50 states
No Credit Check:
Min. Credit Score: N/A
Founded:: 24 hours
Broker:
Apply now

LoanPioneer

We have been made aware that consumers have been contacted by companies claiming to be us. Please be aware that we do not call customers and we never ask you to pay a fee/deposit to get a loan. If you have been contacted by someone that claims to be us, please email us or contact the Online Lenders Alliance Hotline at 1-866-299-7585 immediately.

Company:

1321 Upland Dr. Ste 6458. Houston TX 77043

1-866-299-7585

Loan Amounts: Amount
Availability: All 50 states
No Credit Check:
Min. Credit Score: N/A
Founded:: 24 hours
Broker:
Apply now

Credible

Credible is a marketplace that allows you to compare financial products from multiple providers side-by-side. Credible is not a lender, a bank or a credit card issuer — we partner with the best financial service providers so that they can provide you with a variety of competitive options, enabling you to find the right financial product for your needs. Best of all, Credible is completely free!

Company:

Credible Operations, Inc.

866-540-6005

Benefits:

  • Rates from 4.99% APR
  • Loan amounts from $1,000 to $100,000
  • Compare rates from multiple lenders
  • Checking rates won’t affect your credit

APR Example

For a loan of $10,000 with a three year repayment period, an interest rate of 7.99%, a $350 origination fee and an APR of 11.51%, the borrower will receive $9,650 at the time of loan funding and will make 36 monthly payments of $313.32. Assuming all on-time payments, and full performance of all terms and conditions of the loan contract the borrower will pay a total of $11,279.43.

Loan Amounts: $5,000 – $40,000
Loan Terms: 24 – 60 months
Availability: 48 states
ARP Range: 5.99% – 24.99%
Min. Credit Score: 640
Founded:: 2009
Apply now

Happy Money

Happy Money is a lender that offers loans from $5,000 to $40,000 with terms ranging from 24 to 60 months and competitive interest rates ranging from 5.99% to 24.99%. They have a minimal credit score requirement of 640 and operate in 48 states (and Washington, DC). Founded in 2009, they offer features such as consolidating credit card debt and prequalification that won't affect your credit score.

Company:

Happy Money, Inc.
1700 Flight Way, Tustin, CA 92782

(800)-878-0901

Benefits:

  • Competitive interest rates
  • Consolidate credit card debt
  • Prequalification won't affect credit score

Drawbacks:

  • Not available in all states
  • May incur an origination fee
  • Requires a minimum of 3 years of credit history
Loan Amounts: $2,000 – $40,000
Loan Terms: 36 – 60 months
Availability: 50 states
ARP Range: 7.95% – 35.99%
Min. Credit Score: 640
Founded:: 15 years in business
Apply now

Prosper

Prosper is a 15-year-old lending company that offers loans ranging from $2,000 to $40,000 with terms of three or five years and an APR range of 7.95% to 35.99%. It operates in all 50 states and has a minimal credit score requirement of 640. It features flexible payment dates, fixed rates, joint loan option, quick application process, and loans without collateral.

Company:

Prosper Funding LLC
221 Main Street, Suite 300, San Francisco, CA 94105

(866) 615-6319

Benefits:

  • Flexible payment dates
  • Quick application process
  • Fixed rates and joint loan option

Drawbacks:

  • Payment terms are not adjustable
  • Prices significantly increased due to additional charges
Loan Amounts: $2,000 – $35,000
Loan Terms: 24 – 60 months
Availability: 44 states
ARP Range: 9.95% – 35.99%
Min. Credit Score: 640
Founded:: 2012
Apply now

Avant

Avant is a lending company founded in 2012 that offers loan amounts from $2,000 to $35,000 with terms ranging from 24 to 60 months and an APR range of 9.95% to 35.99%. It operates in 44 states (and Washington, DC) and accepts applicants with a minimal credit score of 640. It features no prepayment fee, fast funding within 3 business days, and accepts applicants with fair credit.

Company:

Avant LLC
222 N. La Salle St., Suite 1700 Chicago, IL 60601 USA

(800) 712-5407

Benefits:

  • No prepayment fee
  • Accepts applicants with fair credit
  • Fast funding within 3 business days

Drawbacks:

  • Late fee of $25
  • APRs up to 35.99%
Loan Amounts: $1,000 – $50,000
Loan Terms: 24 – 144 months
Availability: 50 states
ARP Range: 0.99% – 35.99%
Min. Credit Score: 600
Founded:: 1996
Apply now

Lendingtree

LendingTree is an online loan marketplace founded in 1996 that offers loan amounts from $1,000 to $50,000 with loan terms from 24 to 144 months and an APR range from 0.99% to 35.99%. It operates in all 50 states and requires a minimum credit score of 600. It features a fully online application process, financial advice from the website, an excellent mobile app, and no fees for using its services.

Company:

LendingTree, LLC
1415 Vantage Park Drive Suite 700 Charlotte, NC 28203

800-505-7916

Benefits:

  • Receive financial advice from the website
  • Experience a fully online application process
  • No fees for using LendingTree services

Drawbacks:

  • Making fees more transparent
  • Comparing fees from different lenders
  • Ensuring you get the best deal possible
Loan Amounts: $2,000 – $36,500
Loan Terms: 24 – 60 months
Availability: 41 states
ARP Range: 9.99% — 35.99%
Min. Credit Score: 580
Founded:: 2014
Apply now

LendingPoint

LendingPoint is a trusted online lender that offers personal loans of up to $36,500 with terms of two to five years and competitive APRs ranging from 9.99% to 35.99%. They accept applicants with minimal credit scores of 580 and offer same-day approval and funding the following day. They operate in 41 states (and Washington, DC) and have been in business since 2014. They also offer features such as quick turnaround on quotes, no additional costs for origination, and same-day approval of applications.

Company:

LendingPoint LLC
1201 Roberts Blvd Suite 200 Kennesaw, GA 30144

888-969-0959

Benefits:

  • Quick turnaround on quotes
  • No additional costs for origination
  • Same-day approval of applications

Drawbacks:

  • Unsecured loans without co-signers
  • Reporting payments to major credit bureaus
Loan Amounts: $1,000 – $50,000
Loan Terms: 36 – 60 months
Availability: 49 states
ARP Range: 6.53% – 35.99%
Min. Credit Score: 620
Founded:: 2012
Apply now

Upstart

Upstart is a lending company founded in 2012 that offers loans of $1,000 to $50,000 with terms of 36 to 60 months and APRs ranging from 6.53% to 35.99%. It operates in 49 states (and Washington, DC) and considers applicants with fair credit (minimal credit score of 620). It features low APRs to qualified borrowers and no prepayment fee.

Company:

Upstart Network, Inc.
Upstart Operations Dept. P.O. Box 1503 San Carlos, CA 94070

(855)-438-8778

Benefits:

  • No prepayment fee
  • Low APRs to qualified borrowers
  • Consideration of applicants with fair credit

Drawbacks:

  • Late fee of $15
  • APRs up to 35.99%
Loan Amounts: $500 – $10,000
Loan Terms: 3 – 72 month
Availability: N/A
No Credit Check:
ARP Range: 5.99% – 35.99%
Min. Credit Score: Any
Founded:: N/A
Apply now

Badcreditloans.com

BadCreditLoans.com is a loan provider that offers loans from $500 to $10,000 with loan terms ranging from 3 months to 72 months and an APR range of 5.99% to 35.99%. It is open to borrowers with any credit score and features a quick and easy application process with funds available the next business day.

Company:

Bad Credit Loans
2661 N Pearl St #431 Tacoma, WA 98407

(800) 245-5626

Benefits:

  • Loans from $500 to $10,000
  • Funds available next business day
  • Open to borrowers with bad credit

Drawbacks:

  • Provides loans of up to $10,000
  • High interest rates, depending on the lender
Loan Amounts: $5,000 – $100,000
Loan Terms: 24 – 84 months
Availability: 50 states
ARP Range: 3.49% – 19.99%
Min. Credit Score: 660
Founded:: 2012
Apply now

Lightstream

Lightstream is an online lender that offers personal loans from $5,000 to $100,000 with loan terms from 2 to 7 years (20 years for home improvement loans). They offer competitive interest rates ranging from 3.49% to 19.99% (with AutoPay) and have no origination, prepayment, or late fees. Lightstream operates in all 50 states and was founded in 2012. They have an easy online application process, a $100 satisfaction guarantee, same-day funding, and an excellent Android and iOS app.

Company:

Truist Financial Corporation
303 Peachtree Street, Northeast Atlanta, GA 30308 USA

(800) 786-8787

Benefits:

  • Low interest rates
  • Same-day funding
  • Easy online application process

Drawbacks:

  • No soft credit checks
  • No need for financial education
  • Must have a lengthy credit history
Loan Amounts: $2,000 – $50,000
Loan Terms: 36 – 60 months
Availability: 47 states
ARP Range: 5.99%–35.99%
Min. Credit Score: 700
Founded:: 2014
Apply now

Best Egg

Best Egg is an online lender that offers competitive loan amounts from $2,000 to $50,000 with low APR rates ranging from 5.99% to 35.99%. It operates in 47 states and was founded in 2014. It features a simple application process, no penalties for prepayment, and competitive interest rates. It requires a minimum credit score of 700.

Company:

Marlette Funding, LLC
3419 Silverside Road Wilmington, DE 19810 USA

(855) 282-6353

Benefits:

  • Competitive interest rates
  • Low Annual Percentage Rate
  • No penalties for prepayment

Drawbacks:

  • Requires a high credit score
  • Incurs an origination fee
  • Offers competitive interest rates
Loan Amounts: $500 – $35,000
Loan Terms: 2 – 72 months
Availability: 44 states
ARP Range: 5% – 36%
Min. Credit Score: 300
Founded:: 2014
Apply now

Loansunder36

Loansunder36 is a trusted online lender founded in 2014 that offers loan amounts up to $35,000 with APRs of under 36%, no credit score check to view loan offers, and flexible repayment terms up to 72 months. It operates in 44 states (and Washington, DC) and has a minimal credit score requirement of 300.

Company:

LoansUnder36
759 Bloomfield Ave. #244 West Caldwell, NJ 07006

N/A

Benefits:

  • APRs of under 36%
  • Loan amounts up to $35,000
  • Quick and secure online application

Drawbacks:

  • Eligibility requirements vary by lender
  • Not a direct lender, so loan terms cannot be guaranteed
Best
Loan Amounts: 1111111111111111
Loan Terms: 333
Availability: yes
ARP Range: 22212312313123123
Min. Credit Score: 444
Founded:: null
Apply now

Payoff

The origination fee helps us cover the costs on our end. In an effort to be transparent, we don’t hide our origination fee bundled inside your loan. It’s the only fee associated with the Payoff Loan and is charged only once, when your loan is issued. Our Origination Fees range between 0% and 5% Your repayment terms will depend on your APR and loan term. Example: A loan of $16,000 at 10.99% APR will have a monthly payment of $407 for 48 months.

Company:

1700 Flight Way Tustin, CA 92782

Mon-Fri: 6am-7pm (PST) Sat-Sun: 6am-4pm (PST)

1-800-878-0901

APR Example

The first step to financial wellness is taking control of your credit card debt. The Payoff Loan gives you the power to reduce multiple high-interest payments into one low-rate monthly payment.

Loan Amounts: $500 – $35,000
Loan Terms: Up to 72 months
Availability: 44 states
ARP Range: from 5.99%
Min. Credit Score: No credit score
Founded:: 2012
Apply now

5kfunds

5kfunds is an online lender that offers competitive interest rates and loan amounts starting at $2,000 with no minimum credit score required. They offer loan terms up to 72 months and an APR range from 5.99%. They have a simple application process and no penalties for prepayment. 5kfunds was founded in 2012 and operates in 44 states.

Company:

Warmest Dear, LLC
1223 Wilshire Blvd, #852, Santa Monica, CA 90403-5400

N/A

Benefits:

  • Competitive interest rates
  • Loan amounts starting at $2,000
  • Low Annual Percentage Rate
  • No penalties for prepayment
  • Simple application process

Drawbacks:

  • Not available in NY, CT, VT, WV, AK, and GA
  • No online chat feature
  • No toll-free helpline for assistance
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Upstart

Credit Card & Debt Consolidation

Loan amounts: 1.000$ - 50.000$
APR range: 6,53% - 35,99%
Term: 3 - 5 years
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Rates for personal loans provided by lenders on the Upstart platform range between 6.33%-35.99% APR with terms from 36 to 60 months.

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