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Payoff is a financial wellness company that applies science, psychology and technology to help our Members reinvent their relationship with money and accelerate their journey toward financial well-being. We focus on the intersection of personality and financial behavior, developing products and services that help our Members achieve their goals.

Our team of financial services professionals, research and clinical psychologists, data scientists, neuroscientists, Member Advocates and technology experts work together to better understand and accelerate our Members’ journey toward financial wellness.

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Are you paying more than 20% interest on your credit cards? SoFi Personal Loans could help you save thousands. With low personal loan interest rates and a fixed monthly payment, you can get loans to pay off credit cards, pay off high interest debt, or make a major purchase. It only takes minutes to apply.

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Creditble

Rates from 4.99% APR

Loan amounts: 1.000$ to 70.000$
APR range: 3,99% to 35,99%
Term: 2 - 7 years
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Rates for personal loans provided by lenders on the Credible platform range between 3.99-35.99% APR with terms from 24 to 84 months.

SoFi

Personal loans made easy.

Loan amounts: 5.000$ - 100.000$
APR range: 5,99% - 20,91%
Term: 2 - 7 years
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Rates for personal loans provided by lenders on the SoFi platform range between 5.99%-20.91% APR with terms from 24 to 84 months.

Upstart

Credit Card & Debt Consolidation

Loan amounts: 1.000$ - 50.000$
APR range: 6,53% - 35,99%
Term: 3 - 5 years
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Rates for personal loans provided by lenders on the Upstart platform range between 6.33%-35.99% APR with terms from 36 to 60 months.